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Auction Finance Loans Manchester
At MS Lending Group, we are proud to have helped countless clients with auction property finance throughout Manchester.
Find out here how you can become one of our valued clients and succeed in your investment goals with our help.
What Is Auction Property Finance?
Auction property finance, bridging finance in particular, is the financial solution designed to help you purchase properties at auction with funds provided by a short-term lender for a more competitive edge.
Ultimately, when you bid on a property, you’re typically required to pay a deposit immediately (often at least 10% of the purchase price), with the remaining balance due within 28 days.
This short time frame can put immense pressure on finding mortgages, as mortgages can typically be lengthy processes.
That being said, auction bridging finance becomes an invaluable option, allowing for competitive bidding and confident investments.
How Bridging Loans Assist Auction Property Transactions
Bridging loans offer a fast, flexible, and efficient solution for securing the funds needed to purchase auction properties.
Unlike traditional mortgages, which often involve lengthy application processes and extended approval times, bridging loans are specifically designed to meet the time-sensitive demands of property auctions.
With funds available in as little as 24-48 hours, property auction finance ensures that you’re equipped to meet the 28-day payment deadlines, giving you the competitive edge to act when opportunities arise.
Our bridging loans for auction property in Manchester serves as a financial bridge, allowing you to proceed with confidence while arranging long-term financing, refinancing, or even preparing the property for resale.
At MS Lending Group, we go beyond simply offering loans, we offer tailored auction finance bridging finance solutions that align with your investment goals
Our experienced team understands the fast-paced nature of property auctions and works diligently to ensure that you never miss out due to delayed funding.
Let us help you turn your property investment aspirations into success stories.
Types of Auction Property You Can Buy with Bridging Finance
Auction property can range in terms of quality, specifications and uses. The good news is, we can help those who are eager to buy into any kind of auction property.
Auction bridging finance is versatile, which is why it is an attractive investment choice for both new and old investors.
Auction bridging finance in Manchester can be used to purchase various types of properties, including:
- Residential Properties: Ideal for investors or homeowners looking to renovate and sell or let.
- Commercial Properties: Suitable for business owners or investors targeting offices, retail spaces, or industrial units.
- Mixed-Use Properties: Perfect for those seeking properties combining residential and commercial use.
- Land: Whether for development or investment, auction bridging loans can help secure plots quickly.
No matter what kind of property is up for auction, we are sure to help you secure fast funding in Manchester so you don’t miss any opportunity.
How to Apply for Auction Bridging Finance
Applying for auction bridging finance with us at MS Lending Group in Manchester is designed to be smooth and succinct.
We truly understand just how pressing auction investments can be, which is why some of our clients have received their funds in a matter of days, not weeks, nor months.
While our applications are thorough and walk you through the ins and outs of what bridging finance is, how it can help your investment, and your responsibilities as a borrower, we also understand that time is of the essence.
That being said, a typical timeline overview for auction finance applications are as as follows:
First off, get in touch…
Contacting our team is the way to get the ball rolling, we know there is no time to waste, so get the information you need from our friendly team at MS Lending Group. This is how we can explain to you the processes going forward and deal with your case with the right strategy in place.
Next, consultation & action plan…
Once you have had the initial discussion with our team and are happy to work with us to secure your auction finance, then we can discuss exit strategies and decisions. We will request relevant documentation and finalise a financial plan.
Finally, decision making & funds released…
Once the necessary documentation has been submitted for approval, you will receive a decision from our team on your auction finance bridging loan application. If successful, funds will begin to be released in as little as 24-48 hours and you can work on your investment in Manchester.
Auction Finance Manchester: Who to Choose
Auction finance for property doesn’t need to be complicated, by choosing our team at MS Lending group, we can help you overcome any investment hurdles and secure the funding you need to start or continue an efficient journey to property investment.
Our auction bridging finance is the best way to ensure you can stay competitive in the world of property investments, so waste no more time and find out more from our team by contacting us today.
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client testimonials
Pretty seamless experience. Speed of underwriting was top notch, knowledge of loan (security and product) was clear and thorough, and the appetite to lend was excellent.
Even when the underwriting process stalled (borrower-side delays), regular check-ins from the team to make sure everything was okay meant that the deal was kept alive and well so that when the borrower was in a position to complete, there were no delays.
BROKER
MS Lending Group pulled it out the bag once again! When they say they’ll deliver, you can absolutely trust that they will!
This was one of those cases where everything came down to the wire. The MS Lending Group team stepped up brilliantly, taking a proactive, common-sense approach and working tirelessly to make sure we got it over the line.
Their calm under pressure, responsiveness, and determination to find solutions made all the difference. It’s always a pleasure working with professionals who genuinely care about helping brokers and clients achieve the right outcome.
BROKER
The case was submitted with a really tight deadline, so needed clear communication and speed throughout.
The team worked really hard to complete this case in time for the applicant. They were communicative, efficient and motivated to get our application over the line.
We were really impressed with the service from start to finish and wouldn’t hesitate to use MS Lending Group or future cases!
BROKER
Speed and efficiency were absolutely top-notch, and communication was first class.
The solicitors were excellent too, keeping things moving without a hitch!
BROKER
Our client called in an extreme sense of panic as he was approaching the end of his notice period on which he had exchanged on and was at risk of losing a hefty deposit.
Given this, the only lender who would meet the deadline with a desktop valuation was MS Lending Group.
The whole process was extremely efficient, quick and smooth!
BROKER
Super fast service! The application was sent on a Tuesday evening, the desktop valuation was done quickly, and funds released on the Friday, so extremely happy!
BROKER
Fast turnaround times, excellent responsiveness, and outstanding customer care are consistently delivered by the team at MS Lending Group.
Having completed five deals within a short space of time, I have nothing but positive feedback.
There is always a solution-driven approach to getting the deal over the line!
BROKER
Fantastic service – application to completion in 12 working days!
Auction purchase with a 15-day completion time on a semi-commercial property. The ability to use a desktop valuation along with the speed of the underwriting meant a great result for the client.
BROKER
The communication throughout the entire process was outstanding.
The team were incredibly responsive, answering all questions promptly and providing regular updates on the status of my application.
I never felt left in the dark, the application process was straightforward and well organised.
BROKER
Excellent speed and response times to all queries.
With a very tight timescale for the client, all parts of the operation pulled together to get there in a very small amount of time!
I cannot fault anything with the whole process!
BROKER
MS Lending Group were phenomenal as always!
The ‘get the deal done’ ethos is (with a lot of lenders) exactly what is missing in bridging, but not with MS Lending Group.
A common-sense approach over the tick-box exercise mentality applied by some is refreshing to say the least! The staff are great too, really friendly and helpful!
BROKER
Communication with everyone at MS Lending Group, in particular Mike Watson, was exceptional.
Clear, concise, common-sense approach to all queries raised and a very fast process with no delayed SLA queues.
17 days, including weekends, from application to completion!
BROKER
Communication is always exemplary with the team at MS Lending Group.
I really value the relationship that we have and the continued support that we get to help our clients.
BROKER
The service was amazing! From the start of the deal with Adam to the application team, everything was so smooth!
The requirements asked for were completely reasonable, and everything was reviewed within a 2-hour turnaround time (if not hours)!
The whole process from start to finish was outstanding, especially on such a sensitive case.
BROKER
The Speed and communication from the team at MS Lending Group, from the Relationship Managers, through to the Underwriters, was top-notch.
The ability to use a desktop valuation on a £1.2m property was the key to recommending MS Lending Group since we’d already lost a few weeks on an auction purchase after the all too familiar back and forth with a very cautious Underwriter for another lender.
BROKER
The customer service throughout.
The communication was excellent. Was never left waiting for a response.
The turn around. It was a matter of less than a week once everything was provided.
BROKER
As always, second to none service from MS Lending Group.
Speed, service, simplicity as is the MS Lending Group way.
Special shout out to Sam Bryce and Aimee Everton who were on top form throughout with updates, requests and another on-time completion!
BROKER
Most recently, a client of ours had been let down from their lender at the very last minute. They were really up against it in terms of time, and typically this business would have been lost. Knowing MS Lending Group entered the market with a no valuation necessary product up to £500,000, we quickly got in touch.
MS Lending Group approved the transaction within 24 hours, instructed solicitors, and the client was able to complete before their completion date. It was refreshing to see such a new business working in a slick and professional way.
BROKER
The communication and speed have been second to none. There seems to be many touch points by both the sales team and underwriter throughout which has kept the deal moving at pace throughout.
It really helps when all sides are communicating and are motivated in getting the deal done.
BROKER
The service was amazing! From the start of the deal with Adam, to the application team, everything was so smooth!
The requirements asked for were completely reasonable and everything was reviewed within a 24 hour turnaround time (if not hours)!
The whole process from start to finish was outstanding, especially on such a time sensitive case.
BROKER
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