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DAY RATE SHORT TERM BRIDGING FINANCE

At MS Lending Group our short term bridging finance meets unprecedented flexibility, we offer a groundbreaking day rate bridging product that sets a new standard in the industry. 

What does this mean? We allow you to pay solely for the days you keep the loan with no arrangement fee, and no exit fee.

 

Tailored for those in need of a fast bridging finance solution, our day-rate bridging loan can be used during the sale or refinance process and also for property investors navigating rapid property transactions.

What Is Day Rate Bridging Finance?

Day rate bridging finance is a highly flexible, fast bridging finance solution that has been designed for borrowers who need immediate funding but are wanting to avoid the tied down nature of long-term commitments. 

 

With our modern day take on bridging loans, our day rate means that you only pay interest for the exact number of days you use the loan, offering a pay-as-you-go approach to borrowing. 

 

This fast bridging loan structure is ideal for property investors or developers who may need just a few days or weeks to bridge the gap while awaiting a sale, refinancing, or additional funding.

 

By eliminating traditional constraints, our day rate bridging product redefines short-term lending. 

 

This approach offers clients complete control over their financing, empowering them to move quickly without unnecessary costs. Whether you need instant bridging finance funds to secure a property purchase at auction, finalise a sale, or navigate delays in refinancing, day rate bridging finance provides unmatched flexibility tailored to your immediate needs.

Who Can Benefit from Day Rate Bridging Finance?

Day rate bridging finance is tailored for a diverse range of property investors, developers, and professionals who value flexibility and modern day short-term funding without long-term costs. 

 

While this isn’t an extensive list, some of the key players that may utilise such include:

 

  • Property Investors: Investors often encounter opportunities that require fast short term bridging finance action, such as buying a property at auction or preparing/ flipping a property for resale. With day rate bridging finance, investors can secure funding immediately, complete their transaction, and exit the loan as soon as their project is finalised, without paying for unused time.

  • Developers: Development projects sometimes face delays, whether due to market conditions or lengthy refinancing processes. The day rate option allows developers to bridge this gap effortlessly, maintaining momentum without piling interest over an extended period.

  • Those Facing Delays in Securing Long-Term Finance: Traditional financing options like bank loans can come with lengthy approval times. For clients facing these delays, our short term bridging finance day rate bridging product provides the bridge needed to keep transactions or development projects on track.

 

Whether you’re a property professional or navigating a unique financing situation like never before, at MS Lending Group, our day rate bridging finance offers the flexibility and responsiveness necessary to meet your plans on your terms.

What Makes Us Different from Other Bridge Lenders?

Our product is a game-changer as we offer: 

 

  • No minimum term commitment

  • Maximum term of three months

  • Exclusively available bridging finance loans on residential properties on a first charge basis. 

 

For these reasons alone, MS Lending Group is your go-to for seamless and agile instant bridging finance loans.

 

CEO & Founder Michael Stratton states:

 

"Day Rate is a true bridging of the gap, providing customers with a short-term bridge amidst industry delays. Empowering borrowers with the flexibility of a no-minimum-term bridge or re-bridge is a no-brainer."

 

Our day rate bridging product perfectly complements our existing award-winning no valuation product, delivering unmatched speed and flexibility in the market. At MS Lending Group, we're not just redefining fast bridging finance lending; we're offering you a bridge to financial freedom for residential or commercial ventures.

Why Choose MS Lending Group’s Day Rate Bridging Finance?

Our day rate bridging finance is an industry-leading, modernised financial solution crafted to offer unmatched flexibility and speed for property investors, developers, and individuals facing urgent funding needs to maximise their profits. 

 

With our day rate product, we eliminate restrictive terms and unnecessary costs, focusing instead on giving clients what they need most: freedom and control over their financing.

 

By focusing on transparent pricing with no hidden fees or minimum term requirements, we empower borrowers to bridge gaps in financing on their own terms. Whether dealing with industry delays, awaiting refinancing, or a first time property transaction, our day rate product ensures you only pay for the exact time you use the loan, making it among the most cost-effective solutions available.

 

With us at MS Lending Group, you gain more than just fast funding, you gain a partner dedicated to supporting your success, offering flexible, accessible finance options that respond directly to your needs. 

 

Choose our speedy bridging finance day rate bridging finance to experience a new standard in short-term financing, designed to provide you with the ultimate flexibility and control.

  • How Much Does Residential Bridging Finance Cost?
    Bridging finance rates depend on the loan to value, customers credit and the property type. To get started, contact our team and we'll get back to you within 24 hours with an agreement in principle.
  • How Long Does a Residential Bridging Loan Take?
    We can complete in as little as 48 hours from enquiry to completion. Bridging loans are usually arranged within 24 hours and come with flexible repayment options so that repayments fit around your lifestyle and budget. The interest rate varies depending on many factors including how much money has been borrowed and how long the loan lasts for.
  • Is an Exit Strategy Required on Application?
    An exit strategy is always required before committing to a bridging loan. It is important the lender knows how you plan to repay the finance whether this is through a sale or a longer term refinancing option.

OUR PRODUCTS

RESIDENTIAL PURCHASES

Up to 75%

Residential Purchase Bridging Loan – Up to 75% 

SEMI COMMERCIAL

Up to 70%

Semi Commercial Bridging Loan – Up to 70% 

RESIDENTIAL CAPITAL RAISE

Up to 70%

Residential Capital Raise Bridging Loan – Up to 70% 

COMMERCIAL

[ EXCLUDING LAND ]

Up to 65%

Commercial Bridging Loan, excluding Land – Up to 65% 

HMO’S

Up to 70%

HMO's Bridging Loan – Up to 70% 

LAND

Up to 50%

Land Bridging Loan – Up to 50% 

NO MINIMUM LOAN SIZE

MAX LOAN £3 MILLION

12 MONTHS AS STANDARD

18 MONTHS ON REQUEST

2ND CHARGES AVAILABLE

NO VALUATION

ON LOANS UP TO £500,000 ON RESIDENTIAL COMMERCIAL AND SEMI-COMMERCIAL PURCHASES.

DESKTOP VALUATION

ON LOANS UP TO £2 MILLION.

SUBJECT TO INTERNAL REVIEW

RESPONSIVE, RELIABLE & FLEXIBLE

NO Minimum Bridge Term   •   2% Arrangement Fee   •   Exit Fee - 1 Month Interest

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