LAND BRIDGING LOANS
At MS Lending Group, we recognise that in the dynamic world of real estate, timing is everything.
Whether you’re an investor, developer, or individual looking to seize new opportunities, our land-bridging finance solutions are designed to offer the swift, flexible support you need to move forward with confidence.
What Is a Land Bridging Loan?
A land bridging loan is a short-term financing option that provides immediate capital to cover the gap between purchasing land and securing long-term financing, or completing the sale of an existing property.
This type of loan is essential for those looking to act quickly on land acquisition opportunities, whether for development, investment, or other strategic purposes.
How Can Land Bridging Finance Be Used?
When applying for bridging finance, we understand it can be a little intimidating, but rest assured you’re in good hands with our team that deals with land bridging finance day in, day out.
With our help, you can use Land bridging finance to its full advantage, some of the key ways this financial bridge loan is used include, but aren’t limited to:
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Settling Urgent Financial Obligations: Quickly resolving financial commitments related to land transactions.
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Acquiring Land for Development: Securing land for property development projects, from residential housing to commercial complexes.
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Investing in Land: Purchasing land for investment purposes, leveraging quick financing to capitalise on opportunities such as auction.
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Property Development: Financing for property enhancements, including refurbishments and renovations, that add value to the land or property.
Lending Criteria for Land Bridging Finance
Lending criteria when it comes to bridging finance for land isn’t black and white.
Various lenders may have their own lending criteria, however with the process at MS Lending Group being as straightforward as we can make it, rest assured we focus on swift transactions so you don’t miss all important opportunities.
Our lending criteria are designed with flexibility in mind, allowing us to accommodate a wide range of borrower profiles and project types. While each application is unique, common factors we assess include:
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Land Valuation: The current market value of the land in question.
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Project Feasibility: The viability and profitability of the proposed project, including detailed development plans.
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Exit Strategy: A clear plan for repaying the bridging loan, whether through sale, refinancing, or other means.
Why Choose MS Lending Group for Land Bridging Finance
Whether you’re searching for bridging finance for property development that is big or small, the key is having a competent team by your side who have heaps of experience across a range of clientele.
Luckily at MS Lending Group, that is exactly what we have.
We have helped countless individuals achieve their business goals with our speed, reactiveness and contactability. There is no time to waste when it comes to land bridging loans, we are always ready, ensuring you can get your investment deal done.
When you choose us for your land bridging finance needs, you benefit from:
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Quick Approval and Funding: We understand the importance of time in real estate transactions, so we work diligently to ensure a swift approval process and prompt funding so we don’t waste anybody’s time.
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Tailored Solutions: Our financing options are customised to meet your specific requirements, ensuring you have the flexibility to pursue your goals.
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Expert Guidance: Our team of experienced professionals is well-versed in the complexities of land transactions. We provide expert advice and support throughout the entire process—from your initial application to final repayment.
At MS Lending Group, our goal is to help you bridge the gap between where you are and where you want to be. With our land bridging finance, you can move forward with confidence, knowing you have a dedicated partner by your side every step of the way.
Get in touch for Land Bridging Finance Options
Ready to explore your options? Contact us today to learn more about how our land bridging finance solutions can help you achieve your objectives.
Our team is here to provide personalised assistance and answer any questions you may have.
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How Much Does Residential Bridging Finance Cost?Bridging finance rates depend on the loan to value, customers credit and the property type. To get started, contact our team and we'll get back to you within 24 hours with an agreement in principle.
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How Long Does a Residential Bridging Loan Take?We can complete in as little as 48 hours from enquiry to completion. Bridging loans are usually arranged within 24 hours and come with flexible repayment options so that repayments fit around your lifestyle and budget. The interest rate varies depending on many factors including how much money has been borrowed and how long the loan lasts for.
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Is an Exit Strategy Required on Application?An exit strategy is always required before committing to a bridging loan. It is important the lender knows how you plan to repay the finance whether this is through a sale or a longer term refinancing option.
MAKE AN APPLICATION
NO MINIMUM LOAN SIZE
MAX LOAN £3 MILLION
12 MONTHS AS STANDARD
18 MONTHS ON REQUEST
2ND CHARGES AVAILABLE
NO VALUATION
ON LOANS UP TO £500,000 ON RESIDENTIAL COMMERCIAL AND SEMI-COMMERCIAL PURCHASES.
DESKTOP VALUATION
ON LOANS UP TO £2 MILLION.
SUBJECT TO INTERNAL REVIEW
RESPONSIVE, RELIABLE & FLEXIBLE
NO Minimum Bridge Term • 2% Arrangement Fee • Exit Fee - 1 Month Interest