MUFB Completion in Bristol

Our client needed to move quickly and wanted the certainty of funds in place to purchase an MUFB at auction.

The property was a single-title block comprising six one-bedroom flats and one studio, purchased for £640,000. With no refurbishment works required, the client needed a funding solution that would allow them to complete quickly and move straight towards a refinance exit.

We provided funding at 85% of the purchase price, structured at 66% of market value on a block basis, based on the client splitting the titles following completion.

A desktop valuation confirmed a value of £820,000, supporting the strength of the deal and the client’s longer-term plans. We also ensured the legal structure was handled correctly, with the leases created and registered at completion, leaving the property cleanly set up and ready for refinance.

On the income side, the client had already lined up tenants in advance, with draft tenancy agreements totalling £7,900 per calendar month and full occupancy expected within a month.

With the asset income-ready and no works required, the client is now well positioned to move onto a mainstream refinance, turning a fast purchase into long-term stability.

The Result: Fast Funding for an MUFB Purchase with a Clear Exit

By arranging the right bridging loan, we enabled the client to complete quickly on a multi-unit freehold block and put the correct legal and income foundations in place from day one.

With strong expected rental income, no refurbishment needed and a clear refinance strategy, the client now has a straightforward route from short-term acquisition to long-term finance.

How Bridging Loans Can Help with MUFB Purchases

When buying an MUFB, speed, structure and exit planning are all essential. Bridging finance can help investors move quickly while keeping long-term options open.

Here is how bridging loans can help:

• Fast funding for auction and time-sensitive purchases
• High leverage to support larger acquisitions
• Desktop valuations to help reduce delays
• Flexible structuring based on property strategy
• Clear support for refinance exits

In this case, our fast and flexible funding helped the client secure an MUFB, complete with confidence and prepare the property for a smooth refinance onto mainstream finance.