Commercial Property Remortgage

why choose us

  • desktop-val

    DESKTOP VALUATION UP TO £2M

  • Layer_1 (3)

    MAX LOAN UP TO £3M

  • no-min-loan-size

    NO MIN LOAN SIZE

  • decision-makers

    DECISION MAKERS

  • terms-2-hours

    TERMS WITHIN HOURS

Commercial Property Remortgage

At MS Lending Group, we help businesses move with purpose when it comes to commercial property remortgage, find out here how we assist with our bridging loan services. 

Whether you’re looking to refinance commercial property for better rates or you’re looking to restructure existing debt, our tailored bridging finance can offer speed, flexibility, and certainty, particularly in time sensitive situations.

What Is a Commercial Property Remortgage?

A commercial remortgage involves replacing an existing mortgage on a commercial property with a new one. 

This can either be with the same lender or a new provider. Just like with residential mortgages, the goal is often to get yourself a better deal or adjust the terms to better suit your current requirements.

A commercial property remortgage can apply to a wide range of properties both commercial and residential; from offices and retail units to HMOs.

Why You May Consider Commercial Property Remortgage

There can be a range of reasons why you may consider commercial property remortgaging, but often the most common attractions include situations such as:

  • Accessing funds held in assets (property)
  • Improved rates to save money
  • Consolidating debts
  • Exit planning

Our short-term bridging loans can provide breathing room while a longer-term mortgage is arranged, or as a standalone option when traditional lenders can’t move quickly enough for your needs.

The Process of Commercial Property Refinance

When you decide to refinance commercial property, the process often depends on the nature of the asset, for example what it is being used for and how this can impact the mortgage. 

However, at MS Lending Group, we simplify the journey so you can move over to a new longer term, more beneficial financing option seamlessly. This is how you can remortgage in as easy as 1,2,3. 

First, talk to us…

An initial consultation with us is when we can discuss your commercial property and objectives, we will go over the valuation and our due diligence.This will include activity such as reviewing the value of the property and reviewing any liabilities. 

We’ll make you the offer…

Once we have all the information that we need, we can move forward in your application, we may require extra documentation so the more prepared you are the better.

Then, instead of waiting around to access the funds you need for instance, using a bridging loan can help you get access to equity while you wait for the right remortgaging structure for your commercial property. 

Legality & Funds…

Finally, we complete our underwriting and works with legal aid to complete all the necessary paperwork and due diligence. Once this has been confirmed, the funds are released and you can work on finding a suitable long term remortgage solution that can see you saving money.

Because we are a non-bank lender, we can make fast, pragmatic decisions. Our in-house team oversees each case from enquiry to completion so get in touch to find out how we can help.

When a Bridging Loan Is Useful for a Commercial Remortgage

So when may a bridging loan assist you in pursuing a commercial remortgage? 

There are countless scenarios wherein a bridging loan makes perfect sense for a commercial remortgage. These include, but aren’t limited to the following instances: 

  • Urgent timeframes
  • Non-standard properties
  • Refurbishment

Our experience as a bridging loan lender means we are here for even the most complex of transactions, especially when speed and flexibility are critical.

Talk to Us About Commercial Property Remortgage

At MS Lending Group, we take pride in our straightforward, responsive approach to commercial property refinance. Whether you need to remortgage commercial property to seize a new opportunity or restructure existing finance, we’re here to provide quick decisions and practical support.

Speak to our team today to explore your options. 

Relatedproducts

Commercial Bridging Finance

Looking for a trustworthy provider for a commercial bridge loan? MS Lending Group can help.

Semi-Commercial Bridging Finance

Find out about our semi commercial bridge loan product here.

Auction Property Finance

Looking to buy property under the hammer? Property auction finance could be the push you need to make your dreams a reality. 

READY TO MAKE AN APPLICATION?

Submit our application form or speak to one of our team members if you have any questions

client testimonials

testimonials
Residential Commercial

Fantastic service – application to completion in 12 working days!

Auction purchase with a 15-day completion time on a semi-commercial property. The ability to use a desktop valuation along with the speed of the underwriting meant a great result for the client.

BROKER

pure pf
Residential Commercial

The communication throughout the entire process was outstanding.

The team were incredibly responsive, answering all questions promptly and providing regular updates on the status of my application.

I never felt left in the dark, the application process was straightforward and well organised.

BROKER

prima
Residential Commercial

Excellent speed and response times to all queries.

With a very tight timescale for the client, all parts of the operation pulled together to get there in a very small amount of time!

I cannot fault anything with the whole process!

BROKER

adcs
Residential Commercial

MS Lending Group were phenomenal as always!

The ‘get the deal done’ ethos is (with a lot of lenders) exactly what is missing in bridging, but not with MS Lending Group.

A common-sense approach over the tick-box exercise mentality applied by some is refreshing to say the least! The staff are great too, really friendly and helpful!

BROKER

capital B
Residential Commercial

Communication with everyone at MS Lending Group, in particular Mike Watson, was exceptional.

Clear, concise, common-sense approach to all queries raised and a very fast process with no delayed SLA queues.

17 days, including weekends, from application to completion!

BROKER

smartcity
Residential Commercial

Communication is always exemplary with the team at MS Lending Group.

I really value the relationship that we have and the continued support that we get to help our clients.

BROKER

harry bowes
Residential Commercial

The service was amazing! From the start of the deal with Adam to the application team, everything was so smooth!

The requirements asked for were completely reasonable, and everything was reviewed within a 2-hour turnaround time (if not hours)!

The whole process from start to finish was outstanding, especially on such a sensitive case.

BROKER

create finance
Commercial Auction Property Finance

The Speed and communication from the team at MS Lending Group, from the Relationship Managers, through to the Underwriters, was top-notch.

The ability to use a desktop valuation on a £1.2m property was the key to recommending MS Lending Group since we’d already lost a few weeks on an auction purchase after the all too familiar back and forth with a very cautious Underwriter for another lender.

BROKER

BRIDGING FINANCE TESTIMONIAL.
Residential Commercial

The customer service throughout.

The communication was excellent. Was never left waiting for a response.

The turn around. It was a matter of less than a week once everything was provided.

BROKER

Residential Commercial

As always, second to none service from MS Lending Group.

Speed, service, simplicity as is the MS Lending Group way.

Special shout out to Sam Bryce and Aimee Everton who were on top form throughout with updates, requests and another on-time completion!

BROKER

Commercial Residential

Most recently, a client of ours had been let down from their lender at the very last minute. They were really up against it in terms of time, and typically this business would have been lost. Knowing MS Lending Group entered the market with a no valuation necessary product up to £500,000, we quickly got in touch.

MS Lending Group approved the transaction within 24 hours, instructed solicitors, and the client was able to complete before their completion date. It was refreshing to see such a new business working in a slick and professional way.

BROKER

Commercial Residential

The communication and speed have been second to none. There seems to be many touch points by both the sales team and underwriter throughout which has kept the deal moving at pace throughout.

It really helps when all sides are communicating and are motivated in getting the deal done.

BROKER

Commercial Residential

The service was amazing! From the start of the deal with Adam, to the application team, everything was so smooth!

The requirements asked for were completely reasonable and everything was reviewed within a 24 hour turnaround time (if not hours)!

The whole process from start to finish was outstanding, especially on such a time sensitive case.

BROKER

create finance

case studies

case studies

Muti-unit Commercial Purchase in Derby

  • locationDerby
  • funded£642,250
  • ltv70%
  • product Commercial

Property Developer Portfolio Addition

No Valuation Auction Purchase in Plymouth

  • locationPlymouth
  • funded£120,400
  • ltv83%
  • product Commercial

Large Commercial Bridging Loan Secured in Berkshire

  • locationBerkshire
  • funded£1,425,000
  • ltv52.2%
  • product Commercial

No Valuation Auction Bridging Loan Secured in London

  • locationlondon
  • funded£323,250
  • ltv75%
  • product Commercial

Desktop Commercial Auction Purchase in Scotland

  • locationFife
  • funded£91,000
  • ltv70%
  • product Commercial

West London Film Studios

  • locationlondon
  • funded£4,000,000
  • ltv20%
  • product Commercial