REAL PRODUCTS, REAL PEOPLE, MAKING REAL DECISIONS
Fast, Flexible & Reliable Bridging Finance For Residential and Commercial Property
Our clients inspire us, our expertise defines us
At MS Lending Group we offer bridging finance on residential, semi-commercial, and commercial properties. As a business we look at every case on its own individual merits, and work closely with our clients to ensure their financial needs are met. We have no set product range in order to ensure we are agile in the market and able to best suit our customers.
MS Lending Group is based on real products, by real people, making real decisions. Funds can be made available within 24 hours which enable our customers to move quickly or pose as cash buyers to have an edge in the market.
£500M+
loans funded
1000+
successful cases
30+
Years of experience
residential products
Our residential lending products are designed to move at pace. Whether it’s securing a buy-to-let property, making a time-sensitive auction purchase or funding a light refurbishment, you can rely on us to get you moving.
view residential productscommercial products
Our comprehensive commercial lending products range across high-yield commercial properties, versatile semi-commercial spaces, professionally managed HMOs with strong rental returns, and much more.
view commercial productshow we work
All payments taken up front and deducted at the start of the loan.
On receipt of application a credit search must be provided by the customer. (Clearscore/Equifax/Experian)
Customers with a heavy adverse credit rating will not be eligible.
All valuations are conducted by a panel of qualified RICS surveyors.
MS Lending Group works with experienced solicitors who specialise in lending.
MS Lending Group is registered and authorised by the ICO.
client testimonials
Pretty seamless experience. Speed of underwriting was top notch, knowledge of loan (security and product) was clear and thorough, and the appetite to lend was excellent.
Even when the underwriting process stalled (borrower-side delays), regular check-ins from the team to make sure everything was okay meant that the deal was kept alive and well so that when the borrower was in a position to complete, there were no delays.
BROKER
MS Lending Group pulled it out the bag once again! When they say they’ll deliver, you can absolutely trust that they will!
This was one of those cases where everything came down to the wire. The MS Lending Group team stepped up brilliantly, taking a proactive, common-sense approach and working tirelessly to make sure we got it over the line.
Their calm under pressure, responsiveness, and determination to find solutions made all the difference. It’s always a pleasure working with professionals who genuinely care about helping brokers and clients achieve the right outcome.
BROKER
The case was submitted with a really tight deadline, so needed clear communication and speed throughout.
The team worked really hard to complete this case in time for the applicant. They were communicative, efficient and motivated to get our application over the line.
We were really impressed with the service from start to finish and wouldn’t hesitate to use MS Lending Group or future cases!
BROKER
Speed and efficiency were absolutely top-notch, and communication was first class.
The solicitors were excellent too, keeping things moving without a hitch!
BROKER
Our client called in an extreme sense of panic as he was approaching the end of his notice period on which he had exchanged on and was at risk of losing a hefty deposit.
Given this, the only lender who would meet the deadline with a desktop valuation was MS Lending Group.
The whole process was extremely efficient, quick and smooth!
BROKER
Super fast service! The application was sent on a Tuesday evening, the desktop valuation was done quickly, and funds released on the Friday, so extremely happy!
BROKER
Fast turnaround times, excellent responsiveness, and outstanding customer care are consistently delivered by the team at MS Lending Group.
Having completed five deals within a short space of time, I have nothing but positive feedback.
There is always a solution-driven approach to getting the deal over the line!
BROKER
Fantastic service – application to completion in 12 working days!
Auction purchase with a 15-day completion time on a semi-commercial property. The ability to use a desktop valuation along with the speed of the underwriting meant a great result for the client.
BROKER
The communication throughout the entire process was outstanding.
The team were incredibly responsive, answering all questions promptly and providing regular updates on the status of my application.
I never felt left in the dark, the application process was straightforward and well organised.
BROKER
Excellent speed and response times to all queries.
With a very tight timescale for the client, all parts of the operation pulled together to get there in a very small amount of time!
I cannot fault anything with the whole process!
BROKER
MS Lending Group were phenomenal as always!
The ‘get the deal done’ ethos is (with a lot of lenders) exactly what is missing in bridging, but not with MS Lending Group.
A common-sense approach over the tick-box exercise mentality applied by some is refreshing to say the least! The staff are great too, really friendly and helpful!
BROKER
Communication with everyone at MS Lending Group, in particular Mike Watson, was exceptional.
Clear, concise, common-sense approach to all queries raised and a very fast process with no delayed SLA queues.
17 days, including weekends, from application to completion!
BROKER
Communication is always exemplary with the team at MS Lending Group.
I really value the relationship that we have and the continued support that we get to help our clients.
BROKER
The service was amazing! From the start of the deal with Adam to the application team, everything was so smooth!
The requirements asked for were completely reasonable, and everything was reviewed within a 2-hour turnaround time (if not hours)!
The whole process from start to finish was outstanding, especially on such a sensitive case.
BROKER
The Speed and communication from the team at MS Lending Group, from the Relationship Managers, through to the Underwriters, was top-notch.
The ability to use a desktop valuation on a £1.2m property was the key to recommending MS Lending Group since we’d already lost a few weeks on an auction purchase after the all too familiar back and forth with a very cautious Underwriter for another lender.
BROKER
The customer service throughout.
The communication was excellent. Was never left waiting for a response.
The turn around. It was a matter of less than a week once everything was provided.
BROKER
As always, second to none service from MS Lending Group.
Speed, service, simplicity as is the MS Lending Group way.
Special shout out to Sam Bryce and Aimee Everton who were on top form throughout with updates, requests and another on-time completion!
BROKER
I can’t thank MS Lending Group enough. I had a mortgage in place but the process was taking too long which was making me very nervous ahead of the stamp duty deadline.
MS Lending Group stepped in and got a bridging loan completed within 48 hours to save the purchase and my deposit. I can’t thank the team enough and would recommend them to any other investors.
CLIENT
Most recently, a client of ours had been let down from their lender at the very last minute. They were really up against it in terms of time, and typically this business would have been lost. Knowing MS Lending Group entered the market with a no valuation necessary product up to £500,000, we quickly got in touch.
MS Lending Group approved the transaction within 24 hours, instructed solicitors, and the client was able to complete before their completion date. It was refreshing to see such a new business working in a slick and professional way.
BROKER
The communication and speed have been second to none. There seems to be many touch points by both the sales team and underwriter throughout which has kept the deal moving at pace throughout.
It really helps when all sides are communicating and are motivated in getting the deal done.
BROKER
The service was amazing! From the start of the deal with Adam, to the application team, everything was so smooth!
The requirements asked for were completely reasonable and everything was reviewed within a 24 hour turnaround time (if not hours)!
The whole process from start to finish was outstanding, especially on such a time sensitive case.
BROKER
case studies
Muti-unit Commercial Purchase in Derby
- locationDerby
- funded£642,250
- ltv70%
- product Commercial
Property Developer Portfolio Addition
- locationManchester
- funded£103,500
- ltv75%
- product Commercial Residential
7-Day 85% Light Refurbishment Bridge in Folkestone
- locationFolkestone
- funded£111,350
- ltv85%
- product Residential
No Valuation Auction Purchase in Plymouth
- locationPlymouth
- funded£120,400
- ltv83%
- product Commercial
Large Commercial Bridging Loan Secured in Berkshire
- locationBerkshire
- funded£1,425,000
- ltv52.2%
- product Commercial
No Valuation Auction Bridging Loan Secured in London
- locationlondon
- funded£323,250
- ltv75%
- product Commercial
Desktop Commercial Auction Purchase in Scotland
- locationFife
- funded£91,000
- ltv70%
- product Commercial
news & Insights
Funding Without Friction Webinar: How Deals Actually Get Over the Line
MS Lending Group Smashes £500 Million Funded Milestone
What The Autumn 2025 Budget Means for Commercial Bridging Finance
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