7-Day 85% Light Refurbishment Bridge in Folkestone

Our clients, experienced, full-time property developers, approached us with a clear objective: 

Purchase a mid-terrace residential property in Folkestone at auction and begin immediate renovations.

With a self-funded refurbishment plan ready to go, they needed fast, high-LTV funding that wouldn’t be delayed by a traditional valuation process.

That’s where our 85% LTV Day 1 Light Refurb Bridge came in, a solution that allowed the clients to move quickly and secure the property without delay.

The Result: Our Loan Agreement

We provided a £111,350 bridging loan at 85% loan-to-value, with no valuation required.

The deal completed in just 7 working days, giving the clients the speed and certainty they needed to meet the auction timeline and begin refurbishment works immediately.

This hands-on approach to property development required responsive funding and we delivered exactly that.

How Bridging Loans Support Light Refurbishment Projects

When timelines are tight and work is ready to begin, you need funding that moves at your pace.

Bridging finance is ideal for auction and refurbishment projects because it offers:

• High loan-to-value (up to 85%)
• No valuation delays
• A product tailored for light refurbishment
• Fast, streamlined completions

In this case, our clients were able to secure the property, start renovations, and progress toward letting, all within one seamless process.