Day Rate Short Term Bridging Finance

why choose us

  • icon 6

    AVM

  • desktop-val

    DESKTOP VALUATION UP TO £2M

  • Layer_1 (3)

    MAX LOAN UP TO £3M

  • no-min-loan-size

    NO MIN LOAN SIZE

  • decision-makers

    DECISION MAKERS

  • terms-2-hours

    TERMS WITHIN HOURS

Day Rate Loans

At MS Lending Group our short term bridging finance meets unprecedented flexibility, we offer a groundbreaking day rate bridging product that sets a new standard in the industry.

What does this mean? We allow you to pay solely for the days you keep the loan with no arrangement fee, and no exit fee.

Tailored for those in need of a fast bridging finance solution, our day-rate bridging loan can be used during the sale or refinance process and also for property investors navigating rapid property transactions.

What Is Day Rate Bridging Finance?

Day rate bridging finance is a highly flexible, fast bridging finance solution that has been designed for borrowers who need immediate funding but are wanting to avoid the tied down nature of long-term commitments. 

With our modern day take on bridging loans, our day rate means that you only pay interest for the exact number of days you use the loan, offering a pay-as-you-go approach to borrowing. 

This fast bridging loan structure is ideal for property investors or developers who may need just a few days or weeks to bridge the gap while awaiting a sale, refinancing, or additional funding.

By eliminating traditional constraints, our day rate bridging product redefines short-term lending. 

This approach offers clients complete control over their financing, empowering them to move quickly without unnecessary costs. Whether you need instant bridging finance funds to secure a property purchase at auction, finalise a sale, or navigate delays in refinancing, day rate bridging finance provides unmatched flexibility tailored to your immediate needs.

Who Can Benefit from Day Rate Bridging Finance?

Day rate bridging finance is tailored for a diverse range of property investors, developers, and professionals who value flexibility and modern day short-term funding without long-term costs. 

While this isn’t an extensive list, some of the key players that may utilise such include:

  • Property Investors: Investors often encounter opportunities that require fast short term bridging finance action, such as buying a property at auction or preparing/ flipping a property for resale. With day rate bridging finance, investors can secure funding immediately, complete their transaction, and exit the loan as soon as their project is finalised, without paying for unused time.
  • Developers: Development projects sometimes face delays, whether due to market conditions or lengthy refinancing processes. The day rate option allows developers to bridge this gap effortlessly, maintaining momentum without piling interest over an extended period.
  • Those Facing Delays in Securing Long-Term Finance: Traditional financing options like bank loans can come with lengthy approval times. For clients facing these delays, our short term bridging finance day rate bridging product provides the bridge needed to keep transactions or development projects on track.

Whether you’re a property professional or navigating a unique financing situation like never before, at MS Lending Group, our day rate bridging finance offers the flexibility and responsiveness necessary to meet your plans on your terms.

What Makes Us Different from Other Bridge Lenders?

Our product is a game-changer as we offer: 

  • No minimum term commitment
  • Maximum term of three months
  • Exclusively available bridging finance loans on residential properties on a first charge basis. 

For these reasons alone, MS Lending Group is your go-to for seamless and agile instant bridging finance loans.

CEO & Founder Michael Stratton states:

“Day Rate is a true bridging of the gap, providing customers with a short-term bridge amidst industry delays. Empowering borrowers with the flexibility of a no-minimum-term bridge or re-bridge is a no-brainer.”

Our day rate bridging product perfectly complements our existing award-winning no valuation product, delivering unmatched speed and flexibility in the market. At MS Lending Group, we’re not just redefining fast bridging finance lending; we’re offering you a bridge to financial freedom for residential or commercial ventures.

Why Choose MS Lending Group’s Day Rate Bridging Finance?

Our day rate bridging finance is an industry-leading, modernised financial solution crafted to offer unmatched flexibility and speed for property investors, developers, and individuals facing urgent funding needs to maximise their profits. 

With our day rate product, we eliminate restrictive terms and unnecessary costs, focusing instead on giving clients what they need most: freedom and control over their financing.

By focusing on transparent pricing with no hidden fees or minimum term requirements, we empower borrowers to bridge gaps in financing on their own terms. Whether dealing with industry delays, awaiting refinancing, or a first time property transaction, our day rate product ensures you only pay for the exact time you use the loan, making it among the most cost-effective solutions available.

With us at MS Lending Group, you gain more than just fast funding, you gain a partner dedicated to supporting your success, offering flexible, accessible finance options that respond directly to your needs. 

Choose our speedy bridging finance day rate bridging finance to experience a new standard in short-term financing, designed to provide you with the ultimate flexibility and control.

frequently asked questions

Can I Get a Bridging Loan with Bad Credit? accordion toggle
Obtaining short-term bridging loans with bad credit is possible, however it may be more challenging depending on other bridging loan eligibility criteria that you do/do-not meet. When applying for bridging finance we consider factors such as property value and repayment plans. While a strong credit history helps when applying, we specialise in doing what we can to provide fast bridging finance for everyone eligible, giving more people an opportunity to invest. Discuss your situation with us today for an assessment.
Why Do People Get Bridging Loans? accordion toggle
Do I Need a Solicitor for a Bridging Loan? accordion toggle

Relatedproducts

Residential Bridging Loans

At MS Lending Group we pride ourselves on providing fast, flexible and reliable short term property finance. We don’t work with tick boxes; we evaluate each deal on a case-by-case basis. We provide an agreement offer in principle from just a few hours, as well as direct access to decision makers. 

Residential Capital Raise

Talk to us today about a residential capital raise bridging loan and find out below how they can help you. 

Residential Auction Property Finance

Our team is here to help you on your journey to a residential auction property. We offer key support to ensure that you can make your next investment decision with confidence.

READY TO MAKE AN APPLICATION?

Submit our application form or speak to one of our team members if you have any questions

client testimonials

testimonials
Residential Commercial

Fantastic service – application to completion in 12 working days!

Auction purchase with a 15-day completion time on a semi-commercial property. The ability to use a desktop valuation along with the speed of the underwriting meant a great result for the client.

BROKER

pure pf
Residential Commercial

The communication throughout the entire process was outstanding.

The team were incredibly responsive, answering all questions promptly and providing regular updates on the status of my application.

I never felt left in the dark, the application process was straightforward and well organised.

BROKER

prima
Residential Commercial

Excellent speed and response times to all queries.

With a very tight timescale for the client, all parts of the operation pulled together to get there in a very small amount of time!

I cannot fault anything with the whole process!

BROKER

adcs
Residential Commercial

MS Lending Group were phenomenal as always!

The ‘get the deal done’ ethos is (with a lot of lenders) exactly what is missing in bridging, but not with MS Lending Group.

A common-sense approach over the tick-box exercise mentality applied by some is refreshing to say the least! The staff are great too, really friendly and helpful!

BROKER

capital B
Residential Commercial

Communication with everyone at MS Lending Group, in particular Mike Watson, was exceptional.

Clear, concise, common-sense approach to all queries raised and a very fast process with no delayed SLA queues.

17 days, including weekends, from application to completion!

BROKER

smartcity
Residential Commercial

Communication is always exemplary with the team at MS Lending Group.

I really value the relationship that we have and the continued support that we get to help our clients.

BROKER

harry bowes
Residential Commercial

The service was amazing! From the start of the deal with Adam to the application team, everything was so smooth!

The requirements asked for were completely reasonable, and everything was reviewed within a 2-hour turnaround time (if not hours)!

The whole process from start to finish was outstanding, especially on such a sensitive case.

BROKER

create finance
Residential Commercial

The customer service throughout.

The communication was excellent. Was never left waiting for a response.

The turn around. It was a matter of less than a week once everything was provided.

BROKER

Residential Commercial

As always, second to none service from MS Lending Group.

Speed, service, simplicity as is the MS Lending Group way.

Special shout out to Sam Bryce and Aimee Everton who were on top form throughout with updates, requests and another on-time completion!

BROKER

Residential

I can’t thank MS Lending Group enough. I had a mortgage in place but the process was taking too long which was making me very nervous ahead of the stamp duty deadline.

MS Lending Group stepped in and got a bridging loan completed within 48 hours to save the purchase and my deposit. I can’t thank the team enough and would recommend them to any other investors.

CLIENT

Commercial Residential

Most recently, a client of ours had been let down from their lender at the very last minute. They were really up against it in terms of time, and typically this business would have been lost. Knowing MS Lending Group entered the market with a no valuation necessary product up to £500,000, we quickly got in touch.

MS Lending Group approved the transaction within 24 hours, instructed solicitors, and the client was able to complete before their completion date. It was refreshing to see such a new business working in a slick and professional way.

BROKER

Commercial Residential

The communication and speed have been second to none. There seems to be many touch points by both the sales team and underwriter throughout which has kept the deal moving at pace throughout.

It really helps when all sides are communicating and are motivated in getting the deal done.

BROKER

Commercial Residential

The service was amazing! From the start of the deal with Adam, to the application team, everything was so smooth!

The requirements asked for were completely reasonable and everything was reviewed within a 24 hour turnaround time (if not hours)!

The whole process from start to finish was outstanding, especially on such a time sensitive case.

BROKER

create finance

case studies

case studies

Property Developer Portfolio Addition

7-Day 85% Light Refurbishment Bridge in Folkestone

  • locationFolkestone
  • funded£111,350
  • ltv85%
  • product Residential