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why choose us
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AVM
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DESKTOP VALUATION UP TO £2M
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MAX LOAN UP TO £3M
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NO MIN LOAN SIZE
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2ND CHARGE
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DUAL REP
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TERMS WITHIN HOURS
Residential Capital Raise
Talk to us today about a residential capital raise bridging loan and find out below how they can help you.
What Is a Residential Capital Raise Bridging Loan?
A residential bridging loan is a kind of short-term financing that works as a solution for homeowners who are trying to raise capital against the value of their property (residential property).
Our residential bridging finance is often utilised when homeowners require fast funds, but don’t want to go through more lengthy traditional methods like refinancing property.
What a Residential Capital Raise Bridging Loan Can Be Used For
Bridging loans for residential property can be used for a range of purposes, yet these will of course be related to the property. Some examples of why people apply for bridging finance for capital raise include:
Home Renovations
Often, a residential capital raise bridging loan may be used to raise capital for renovations, repairs or large-scale improvements. This could include large purchases such as a new bathroom, a new kitchen or even an extension all of which can contribute to an increase in the property’s value.
Pay off Debt
Another reason somebody may utilise a fast bridging loan is to pay off any outstanding debts, this is a popular way of consolidating any debts that may be spread out across various accounts.
For example, somebody may have debt on a credit card or two or a high interest personal loan, all of this can be difficult to keep up with. For that reason, people may take a capital raise bridging loan to streamline all payments and opt for a lower interest rate in the process.
Investment into Property
Another way that people may use bridging finance is to invest in further property. Sometimes, to be reactive when it comes to buying property it is important to have funds fast, bridging loans make this reactiveness possible.
Home Emergencies
It is rare that people are always prepared for residential emergencies. For example, a boiler breakdown can be detrimental in the winter, yet more than anything, incredibly expensive. Having access to a fast bridging loan can ensure that your family isn’t waiting around for fixes.
Benefits of a Fast Bridging Loan
One of the main benefits for those that apply for bridging finance is the speed; the loan is designed to be accessible, fast and for users to seize opportunities as they come.
Another key benefit from us at MS Lending Group is that we offer a bridging loan with no valuation, this is provided on loans up to £500,000 on residential commercial and semi-commercial purchases.
This encourages speed, ensuring that you can get what you need without lengthy processes.
Ultimately, we aim to make lending simple. You can rest assured that a residential capital raise bridging loan from us will provide you with the financial freedom to wait no longer, and get the job done with speed and confidence.
Why Choose Us for Residential Capital Raise Bridging Loan
At MS Lending Group, we are a trustworthy lender that puts our clients first.
Working with us ensures that you’re no longer waiting for time consuming mortgages or bank loans. Instead, with our efficiency, you’re able to capitalise and act reactively.
Speak to us today to find out how we can help you secure your next venture with our financial assistance.
frequently asked questions
READY TO MAKE AN APPLICATION?
Submit our application form or speak to one of our team members if you have any questions
client testimonials
Fantastic service – application to completion in 12 working days!
Auction purchase with a 15-day completion time on a semi-commercial property. The ability to use a desktop valuation along with the speed of the underwriting meant a great result for the client.
BROKER
The communication throughout the entire process was outstanding.
The team were incredibly responsive, answering all questions promptly and providing regular updates on the status of my application.
I never felt left in the dark, the application process was straightforward and well organised.
BROKER
Excellent speed and response times to all queries.
With a very tight timescale for the client, all parts of the operation pulled together to get there in a very small amount of time!
I cannot fault anything with the whole process!
BROKER
MS Lending Group were phenomenal as always!
The ‘get the deal done’ ethos is (with a lot of lenders) exactly what is missing in bridging, but not with MS Lending Group.
A common-sense approach over the tick-box exercise mentality applied by some is refreshing to say the least! The staff are great too, really friendly and helpful!
BROKER
Communication with everyone at MS Lending Group, in particular Mike Watson, was exceptional.
Clear, concise, common-sense approach to all queries raised and a very fast process with no delayed SLA queues.
17 days, including weekends, from application to completion!
BROKER
Communication is always exemplary with the team at MS Lending Group.
I really value the relationship that we have and the continued support that we get to help our clients.
BROKER
The service was amazing! From the start of the deal with Adam to the application team, everything was so smooth!
The requirements asked for were completely reasonable, and everything was reviewed within a 2-hour turnaround time (if not hours)!
The whole process from start to finish was outstanding, especially on such a sensitive case.
BROKER
The customer service throughout.
The communication was excellent. Was never left waiting for a response.
The turn around. It was a matter of less than a week once everything was provided.
BROKER
As always, second to none service from MS Lending Group.
Speed, service, simplicity as is the MS Lending Group way.
Special shout out to Sam Bryce and Aimee Everton who were on top form throughout with updates, requests and another on-time completion!
BROKER
I can’t thank MS Lending Group enough. I had a mortgage in place but the process was taking too long which was making me very nervous ahead of the stamp duty deadline.
MS Lending Group stepped in and got a bridging loan completed within 48 hours to save the purchase and my deposit. I can’t thank the team enough and would recommend them to any other investors.
CLIENT
Most recently, a client of ours had been let down from their lender at the very last minute. They were really up against it in terms of time, and typically this business would have been lost. Knowing MS Lending Group entered the market with a no valuation necessary product up to £500,000, we quickly got in touch.
MS Lending Group approved the transaction within 24 hours, instructed solicitors, and the client was able to complete before their completion date. It was refreshing to see such a new business working in a slick and professional way.
BROKER
The communication and speed have been second to none. There seems to be many touch points by both the sales team and underwriter throughout which has kept the deal moving at pace throughout.
It really helps when all sides are communicating and are motivated in getting the deal done.
BROKER
The service was amazing! From the start of the deal with Adam, to the application team, everything was so smooth!
The requirements asked for were completely reasonable and everything was reviewed within a 24 hour turnaround time (if not hours)!
The whole process from start to finish was outstanding, especially on such a time sensitive case.
BROKER
case studies
Property Developer Portfolio Addition
- locationManchester
- funded£103,500
- ltv75%
- product Commercial Residential
7-Day 85% Light Refurbishment Bridge in Folkestone
- locationFolkestone
- funded£111,350
- ltv85%
- product Residential
news & Insights
Short-Term Bridging Finance: Your Options Explained
Bridging Loan for Auction Property: Explained