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why choose us
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AVM
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DESKTOP VALUATION UP TO £2M
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MAX LOAN UP TO £3M
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NO MIN LOAN SIZE
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2ND CHARGE
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DUAL REP
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TERMS WITHIN HOURS
Residential Bridging Loans Manchester
If you’re seeking residential bridging finance in Manchester, MS Lending Group is your go-to solution.
Our skilled team ensures that you receive fast, flexible bridging loans for residential property, ensuring you can make confident investment decisions without delays.
We understand the importance of quick access to funds, and our residential bridging loans allow you to seize opportunities promptly.
What Is a Residential Bridging Loan?
A residential bridging loan is a short-term finance option designed to bridge the gap between purchasing a new property and selling your existing one, hence the name.
This is a kind of loan that is different to the average mortgage, as it is designed for those needing quick funding solutions. Our residential bridging loans offer fast access to capital, enabling you to act decisively in competitive property markets and in reactive instances such as auctions.
Whether you’re buying at auction, need to complete a refurbishment, or want to secure a new home before your current one sells, our residential bridging finance in Manchester provides the flexibility and speed you need.
How Our Bridging Loans for Residential Property Work
At MS Lending Group, we make the process of securing residential bridging finance straightforward and hassle-free, here’s how our bridging loans for residential property work.
Start by reaching out to our team for a quick, no-obligation consultation. We’ll discuss your specific requirements, the property you intend to purchase, and how a residential bridging loan can help you achieve your goals.
Once we fully understand this information, we can provide a tailored loan proposal which will outline what we expect from you, and what is expected from us at MS Lending Group.
This will typically outline the loan amount, term, interest rates, and repayment options, ensuring you have a clear understanding of the financing solution we’re offering.
We consistently strive to make the application process as efficient as possible. After reviewing your application, our team conducts swift checks and provides a decision, sometimes as quick as 24 – 48 hours. This fast turnaround allows you to act quickly, especially in competitive markets.
Upon approval, we release the funds promptly so you can proceed with your property transaction without delay. Whether it’s for an auction purchase, a renovation, or securing a new home, you’ll have the funds when you need them.
How Residential Bridging Loans May Be Used
There are numerous scenarios where residential bridging loans can be beneficial.
Ultimately, mortgages can be lengthy, they can take longer than you have and could put you in a position where you miss opportunities on property, especially on highly sought after homes.
That being said, there are some options that make residential bridging loans incredibly useful.
Some of the most common ways residential bridging loans are used in Manchester and beyond include:
- Property purchase
- Property Renovation
- Property purchase at auction
- Avoiding property chains by having funds at the ready
These all relate to the acquisition of residential property, bridging loans essentially make these desires a reality by allowing you to pursue new business ventures that you may have felt somewhat held back on before.
To start your journey of property acquisition, get financial assistance in Manchester from us at MS Lending Group.
Our team of residential bridging loan specialists are here to help, waiting to help you reach your investment goals.
frequently asked questions
READY TO MAKE AN APPLICATION?
Submit our application form or speak to one of our team members if you have any questions
client testimonials
Fantastic service – application to completion in 12 working days!
Auction purchase with a 15-day completion time on a semi-commercial property. The ability to use a desktop valuation along with the speed of the underwriting meant a great result for the client.
BROKER
The communication throughout the entire process was outstanding.
The team were incredibly responsive, answering all questions promptly and providing regular updates on the status of my application.
I never felt left in the dark, the application process was straightforward and well organised.
BROKER
Excellent speed and response times to all queries.
With a very tight timescale for the client, all parts of the operation pulled together to get there in a very small amount of time!
I cannot fault anything with the whole process!
BROKER
MS Lending Group were phenomenal as always!
The ‘get the deal done’ ethos is (with a lot of lenders) exactly what is missing in bridging, but not with MS Lending Group.
A common-sense approach over the tick-box exercise mentality applied by some is refreshing to say the least! The staff are great too, really friendly and helpful!
BROKER
Communication with everyone at MS Lending Group, in particular Mike Watson, was exceptional.
Clear, concise, common-sense approach to all queries raised and a very fast process with no delayed SLA queues.
17 days, including weekends, from application to completion!
BROKER
Communication is always exemplary with the team at MS Lending Group.
I really value the relationship that we have and the continued support that we get to help our clients.
BROKER
The service was amazing! From the start of the deal with Adam to the application team, everything was so smooth!
The requirements asked for were completely reasonable, and everything was reviewed within a 2-hour turnaround time (if not hours)!
The whole process from start to finish was outstanding, especially on such a sensitive case.
BROKER
The customer service throughout.
The communication was excellent. Was never left waiting for a response.
The turn around. It was a matter of less than a week once everything was provided.
BROKER
As always, second to none service from MS Lending Group.
Speed, service, simplicity as is the MS Lending Group way.
Special shout out to Sam Bryce and Aimee Everton who were on top form throughout with updates, requests and another on-time completion!
BROKER
I can’t thank MS Lending Group enough. I had a mortgage in place but the process was taking too long which was making me very nervous ahead of the stamp duty deadline.
MS Lending Group stepped in and got a bridging loan completed within 48 hours to save the purchase and my deposit. I can’t thank the team enough and would recommend them to any other investors.
CLIENT
Most recently, a client of ours had been let down from their lender at the very last minute. They were really up against it in terms of time, and typically this business would have been lost. Knowing MS Lending Group entered the market with a no valuation necessary product up to £500,000, we quickly got in touch.
MS Lending Group approved the transaction within 24 hours, instructed solicitors, and the client was able to complete before their completion date. It was refreshing to see such a new business working in a slick and professional way.
BROKER
The communication and speed have been second to none. There seems to be many touch points by both the sales team and underwriter throughout which has kept the deal moving at pace throughout.
It really helps when all sides are communicating and are motivated in getting the deal done.
BROKER
The service was amazing! From the start of the deal with Adam, to the application team, everything was so smooth!
The requirements asked for were completely reasonable and everything was reviewed within a 24 hour turnaround time (if not hours)!
The whole process from start to finish was outstanding, especially on such a time sensitive case.
BROKER
news & Insights
What The Autumn 2025 Budget Means for Commercial Bridging Finance
Short-Term Bridging Finance: Your Options Explained