MS Lending Group launches Below Market Value Bridging Product

MS Lending Group today announced the launch of its Below Market Value (BMV) Bridge, a new bridging finance product designed to help property investors unlock more funding when they buy at a genuine discount to market value. 

Traditional bridging finance is typically calculated against purchase price alone, regardless of how good a deal the buyer has struck. MS Lending Group’s BMV Bridge changes that approach by lending against the strength of the purchase itself, recognising the work investors put into sourcing under-value opportunities and putting that discount to work for them. 

Under the new product, MS Lending Group will lend: 

• Up to 90% of the purchase price on residential assets, subject to this not exceeding 70% of market value. 
• Up to 80% of the purchase price on commercial assets, subject to this not exceeding 60% of the 180-day value. 

The result is that investors who have genuinely bought well can access significantly more funding upfront, reducing the capital they need to bring to a purchase and freeing up cash for renovation, onward investment, or simply moving faster on their next opportunity. 

The product is designed for investors who need to move quickly once they’ve identified a genuine below-market-value opportunity, giving them the confidence to act fast without losing out on terms. As well as helping them use built in equity as part of their deposit. Using less capital means clients can redeploy that into their next deal and scale their portfolio quicker. 

Comment from Michael Stratton, CEO & Founder, MS Lending Group 

“Every day, investors put in the legwork to find a genuine bargain researching the market, building relationships, negotiating hard. Yet most lenders treat every purchase the same, whether you paid full price or found the deal of the year. We didn’t think that was right. 

“With BMV Bridge, if you’ve done the work to buy well, we want to help you make the most of it. It’s a simple idea: the discount you worked to find should count for something. That’s what this product delivers, faster access to funding, on terms that reflect the deal you actually did. It also helps clients tie up less of their own cash so they can redeploy it into the next deal rather than waiting to refinance and pull equity out later.” 

The Below Market Value Bridge is available now through MS Lending Group’s broker network and direct enquiries. Brokers and investors can find out more, including full eligibility criteria and how to evidence a BMV purchase, by contacting the team directly. 

Buy well, bridge smart.