MS Lending Group Demonstrates Unrivalled Speed in September, Completing Loans in as Little as Two Working Days

MS Lending Group, has announced a series of rapid completions in September, underscoring its commitment to speed, flexibility, and certainty of funding in the bridging finance space.

The lender completed over 60 cases in September, five of those with remarkable efficiency, showcasing the strength of its streamlined processes and dedicated team. The standout performance included a deal funded in just two working days, alongside three separate transactions that completed in just eight working days.

This flurry of activity, with five of the six deals being auction purchases, demonstrates MS Lending Group’s operational efficiency in handling time critical and complex bridging requirements. The use of Desktop and AVM valuations were key to achieving these speeds.

These accelerated completion times provide a clear competitive advantage to property professionals who require urgent, short-term funding for opportunities such as auction purchases, rapid refinances, or time sensitive purchases.

Michael Stratton, CEO and Founder of MS Lending Group, commented:

“The figures speak for themselves. This is not just a one-off quick completion; this is a clear pattern of market leading speed and efficiency across a range of complex assets, from multi-unit freeholds and semi-commercial to standard residential. To complete six deals in such a short window, including one in two days and three others in just eight, truly validates the strength of our underwriting model and the dedication of our team.

“The certainty we provide, particularly for auction buyers under strict deadlines, is what sets us apart. Our ability to utilise digital valuations and collaborative relationships we have with our valued brokers and legal partners ensures that when time is the critical factor, MS Lending Group will always deliver.”

MS Lending Group continues to build on its foundation of excellent service and rapid execution, aiming to provide the fastest and most flexible solutions to support property investors across the UK.

Chelsea Edwards Joins MS Lending Group

MS Lending Group, has announced the appointment of Chelsea Edwards as its newest Relationship Manager, bringing over 11 years of extensive experience in the bridging sector to the role.

Chelsea has a strong background in underwriting, and a proven track record of building lasting relationships with both direct customers and brokers. Her deep industry knowledge and client-focused approach align perfectly with MS Lending Group’s commitment to delivering fast and flexible lending solutions.

Commenting on her new role, Chelsea stated, “I’ve been following the journey of MS Lending Group closely and have been incredibly impressed with the brand they’ve built in such a short space of time. They have quickly become known for their efficiency and ability to provide bespoke solutions, and I am really excited to be a part of their continued growth and success.”

Michael Stratton, CEO of MS Lending Group, added, “We are delighted to welcome Chelsea to our team. Her wealth of experience and her dedication to building strong relationships are exactly what we look for in our people. Chelsea’s appointment reinforces our commitment to expanding our team with top-tier talent who share our vision of providing exceptional service and innovative lending solutions to the market. We are confident that she will be a tremendous asset to our business and of course to our clients.”

The hiring of Chelsea Edwards marks another key step in MS Lending Group’s strategic growth, solidifying its position as a major player in the short-term lending market.

MS Lending Group Announce Record Fundings to Date

MS Lending Group has announced its most successful month to date, funding a record breaking 64 deals.

The company has announced the achievement is the largest since the company’s inception in 2021, and underscores the businesses continued growth in the bridging finance market. 

Since its launch in 2021, MS Lending Group has demonstrated consistent growth.

CEO and founder, Michael Stratton said, “We are absolutely thrilled with these results from the team. It is a testament to their hard work and dedication, and the trust and relationships they have built with our clients and brokers. We committed to providing fast, flexible and reliable finance when we set up the business and I’m delighted we’re not only delivering but exceeding our goals.”

Michael Stratton added, “In an incredibly diluted bridging space, I am really proud of the team being able to originate and complete the levels we currently are. We have stuck to our identity since inception, never tried to be something we’re not and always focussed on what’s going on between our four walls. Seeing that come together is a huge testament to the team backing what we’re doing, and implementing it incredibly” 

MS Lending Group Secures £35m Funding Line with Hampshire Trust Bank

MS Lending Group has agreed a new £35 million funding line facility with Hampshire Trust Bank (HTB), significantly enhancing its lending capabilities across the UK bridging market.

The deal size demonstrates a real statement of intent from both parties!

The facility is available for all types of bridging finance, including residential, commercial, and semi-commercial projects. It will run alongside MS Lending Group’s existing funding arrangements, providing a substantial boost to the firm’s firepower and supporting its ambitious growth plans.

This latest agreement marks a significant milestone in the relationship between MS Lending Group and HTB and underlines their shared commitment to supporting agile, flexible lending solutions in an increasingly competitive market.

Michael Stratton, CEO of MS Lending Group, said:“This £35m facility from HTB is a major step forward for our business. It not only strengthens our capacity to meet growing demand but also reinforces our position as a serious player in the bridging market. We value our relationship with HTB and are excited to deepen this partnership as we continue our growth journey.”

​Paul Maurici, MD of Wholesale Finance at Hampshire Trust Bank, said:“We are delighted to extend this facility to MS Lending Group. They are a dynamic, forward-thinking lender, and this expanded funding line reflects our confidence in their team, their strategy, and their future growth.”

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Jamie Pritchard joins MS Lending Group as Sales Director

We are excited to announce the appointment of Jamie Pritchard as Sales Director. With a wealth of experience in the specialist lending market, Jamie’s addition to our team marks a significant step in our growth strategy.

Jamie brings over 25 years’ experience in the specialist lending industry, having held senior roles at a number of companies. Throughout his career, he has been instrumental in managing large sales teams, driving performance, developing strategic partnerships, and enhancing broker relationships.

Jamie Pritchard commented: “I’m thrilled to be joining MS Lending Group as such an exciting time in its journey. The company has built a strong standout reputation – fast, pragmatic, and always assessing cases on their own merits. The team culture is second to none, with a real energy and commitment to getting deals done. What Michael and the team have achieved since inception is hugely impressive, and I’m excited to be part of the next stage of growth.

In his new role here at MS Lending Group, Jamie will focus on expanding our intermediary network, strengthening our relationships with brokers, and delivering tailored short-term finance solutions to meet the evolving needs of property professionals. His appointment underscores our commitment to growth and service excellence in the specialist finance sector.

Michael Stratton, our CEO and Founder added: “We’re delighted to welcome Jamie to the team. His deep understanding of the market and passion for delivering exceptional service will be invaluable as we aim to grow on our success of 2024. We saw a significant increase in the loan book and expect his expertise to further enhance our proposition and continue our exciting trajectory. Importantly, his reputation in the industry as possibly being the most liked man in bridging (after me) is what stood out. I just know he will be a huge asset to the team and to our clients.”

Jamie added: “I’m looking forward to making an impact and driving the business further forward.”

We are excited to be building on our growth trajectory, providing market-leading bridging finance solutions with a commitment to speed, flexibility, and service.

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MS Lending Group Hits Record Numbers in 2024

MS Lending Group, established in 2021, has reported record breaking results for Q4 and the full year of 2024.

We wrote £66.1m in loans in Q4, taking our total to £160m lent in 2024, doubling our 2023 performance.

Our loan book mirrors our growth trajectory, increasing by 91% in 2024, and lending a total of £342m since 2021.

Launching with no minimum loan size back in 2021, we have continued to focus on volume in 2024, writing 535 loans, an 89% increase to the previous year.

Michael Stratton, our CEO and Founder, said: “2024 was a transformative year for MS Lending Group.

Our ability to double the total volume of pounds lent, and nearly double our loan book, speaks volumes about the hard work of our team, and the trust our clients place in us.

As a business we are ambitious, but our focus is, and always will be, on sustainable growth.

This has been achieved by sticking to our core lending principles, concentrating on volume, retaining a granular loan book, and a consistent average loan size.

This 89% increase in units written showcases MS Lending Group’s ability to meet growing demand while maintaining exceptional service standards.

The company’s performance reflects our service offering and the people in which we invest so heavily, our service is the standout that is making the business market leading in how we operate.

We remain committed to innovation, investment, and excellence as we embark on our most ambitious plans yet for 2025.”

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MS Lending Group Launches 85% Day 1 Light Refurbishment Bridge Product

MS Lending Group has boosted its bridging finance offering and expanded its reach in the market by launching a 85% light-refurb product. 

Our new product offers 85% LTV from day one of the bridge, with no minimum loan size and no full valuation necessary up to £500k. With the aim of accessing maximum funds faster in order to complete refurbishment plans faster. 

Michael Stratton, our CEO, spoke of the new offering “We know this market well, as a business we are regularly funding property acquisitions, often where clients are planning to carry out works to the asset to then go on to sell, or maintain and move on to a longer term facility. Adding this new product allows us to tap into some of the market that are looking for works towards the refurbishment but want to work with a lender that is agile, flexible, and can operate at the speed we are accustomed to.

The business has become synonymous with property purchases, having many relationships with auction houses and agents alike, and we felt now was a good time to further our offering and increase market share.”  

“We have spent the last few months, modelling it, speaking to industry partners and the initial feedback has been fantastic, and we are expecting a large uptake in its use.”

Get in touch with our team today!

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MS Lending Group Completes Largest Ever Loan With £11.68m Facility

MS Lending Group completes an £11.68m bridging loan over London based portfolio.

The portfolio which consisted of 12 properties is owned by a High Net Worth entrepreneur and returning client of MS Lending Group.

The client has a number of large overseas hotels and the capital raise was going towards the purchase of a new hotel on The Palm in Dubai. 

The assets were valued at £38,000,000 therefore a modest 30% loan to value. It is a record largest loan funded for the company.

Michael Stratton, our CEO, commented “This transaction demonstrates our ability to manage and maintain relationships. We successfully completed a deal for the client close to three years ago, and their experience with our brand, made us front runners to work with the borrower again.

We have a much more granular funding model, with our average loan size typically £250k, however we remain agile in our offering and no matter our size still look at every loan on a case by case basis. If the right deals come across our desk, regardless of size, we want to be able to offer our unique service and offering to our partners”.

We have funded 1000 loans since the business was set up in 2021 last month. 

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£10.8m Loan Completion to Existing Client as a Development Exit

The loan for a Cheshire based entrepreneur who has developed 85,000 square foot of industrial space came to us to refinance their development facility, to allow themselves time to let the space ahead of refinancing the facility onto a long term commercial facility. 

The client who used us on an adjacent site once that was also at practical completion, came back to us based on the existing relationship and understanding of the whole site. 

Michael Stratton, our CEO & Founder commented; “It was great to be able to work on this project for our returning client. Working with clients who have demonstrated proof of concept previously makes our life a lot easier and allows us to push the boat out further than we otherwise would.”

We have completed over 500 loans in 2024, whilst maintaining an average loan size of £270k. Michael added, “as a lender we’re agile, and we’re flexible, this loan particularly demonstrates our ability to close transactions at both ends of the spectrum when we see the relevant opportunity”.

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MS Lending Group Announces 1000 Loans Funded

MS Lending Group has funded a milestone 1000 cases in its first four years of trading.

Michael Stratton, our CEO and founder, said, “We are extremely proud to have reached this milestone, and to see how the company has evolved over this period. We entered the market with a clear identity of what we wanted to achieve and the impact we wanted to have on our clients and brokers, and the number of loans we have written in this period demonstrates the buy in we have had from all our partners. As a business, we have always focused on the number of loans written, rather than the amount of pounds lent. We feel this is a better barometer of how active we are as a lender, and a testament of our offering.”

Michael added, “This is still just the beginning for MSLG, and we have ambitious plans over the coming years ahead, and as we grow, we want to continue to be the market leaders in our service offering and our innovation in tailoring new products to suit customers needs.”

Since our inception at the beginning of 2021 we have increased from Michael being a one man band to 22 members of staff, with plans for more hires before the end of the year.  We also announced a further funding line from Pollen Street Capital in June this year.

On the team, Michael expressed, “We have built a team of incredibly talented individuals who have all bought in to the same goal of delivering certainty to our clients. I’m extremely proud of what we’ve achieved, their love for the brand and what the future holds”. 

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